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expat travel uk question

SlobberKing

Member
Joined
Jun 13, 2025
Messages
6
Alright, hoping you lovely lot can help me out with a travel insurance query for when my wife and I head back to the UK to see family.

Used to be, we had a multi trip policy, but now we're not UK residents, that's gone.

We've got our residence documents, French driving licences, and even the French car (we're planning to driving back).

Car insurance covers the UK too. Healthwise, we're covered in France, and that extends to the UK. I've got a couple of minor pre existing bits my old insurer was fine with.

But the sticky wicket is that she needs decent travel insurance for more than just medical stuff. She's found a few online with glowing reviews, but only from people who've never claimed. The bad reviews are always from those who have claimed, which makes her super wary.

So, any proper recommendations? Especially if you've actually had to make a claim and can vouch for them. Cheers!
 
Alright, hoping you lovely lot can help me out with a travel insurance query for when my wife and I head back to the UK to see family.

Used to be, we had a multi trip policy, but now we're not UK residents, that's gone.

We've got our residence documents, French driving licences, and even the French car (we're planning to driving back).

Car insurance covers the UK too. Healthwise, we're covered in France, and that extends to the UK. I've got a couple of minor pre existing bits my old insurer was fine with.

But the sticky wicket is that she needs decent travel insurance for more than just medical stuff. She's found a few online with glowing reviews, but only from people who've never claimed. The bad reviews are always from those who have claimed, which makes her super wary.

So, any proper recommendations? Especially if you've actually had to make a claim and can vouch for them. Cheers!
That thing about companies showing up during contract signing and disappearing during claims is a universal experience, don't you think? But from what I've heard, Allianz and AXA are pretty good if you actually need to use the insurance, not just for show. Read reviews from people who have been through the claim process and then double-check if they're real people. Good luck on that big decish.
 
What kind of non-medical coverage does she specifically need..trip cancellation, lost belongings, rental car excess or is it more about peace of mind in case anything goes sideways while you're visiting?
 
The concern about glowing reviews from those who've never claimed is valid, many insurers seem great until you actually need them. The real test is always in the claims process, and that's where it can get frustrating
 
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